Getting accordion or rolling shutters or impact windows installed does not only provide additional protection for your home but also saves you money on your homeowners insurance.
Some aspects of insurance can be difficult to fully understand. We wrote this article to help you better understand how hurricane shutters and impact windows can help you earn higher discounts on your homeowners insurance.
How much you can save from getting your shutters or impact windows installed greatly depends on your insurance provider. But generally, hurricane shutters and impact windows allow you to save hundreds of dollars each month.
How is it possible? Well, insurance providers in areas where risks of hurricanes and natural disasters are at their highest have policies specifically for this instance; and thus they offer homeowners discounts on their insurance for installing hurricane protection.
In fact, getting your protected home discounts can actually be a condition required by law in some states, like Florida for instance.
We consistently emphasize the importance of accordion shutters or impact windows considering the role they can play in protecting your home in case of a hurricane or tropical storm. Your home’s windows are among the many openings that make your property highly vulnerable to any potential risk, more so with a broken window or shattered glass.
Getting impact windows or accordion shutters does not only protect your house from risks posed by hurricanes or tropical storms, but it is also a smart long-term investment. Both solutions are durable and have cost-effective options.
Consequently, getting your impact windows and accordion shutters installed can generate the highest homeowners insurance discount. The way to benefit from this discount is to simply reach out to your insurance provider as soon as your accordion shutters or impact windows are installed. Then, they will guide you through the process by providing assistance for each step.
Another important factor to consider when applying for your discount on the homeowners insurance is the credit amount. Contact your provider and ask them about the credit amount and all the requirements needed to benefit from the discount. It will help you determine how to make the most out of the discount.
According to NBC News, installing impact windows and accordion shutters can cost an average of over $4,000. They affirm that homeowners “who live in wind-prone areas could see a 10-15% credit on their policy for wind protection upgrades.”
It is important to keep in mind that accordion shutters and impact windows are limited expenses. If they are well taken care of then they can last several years. For the most part impact windows will last longer than shutters but in the event that they get damaged, they will need to be replaced.
Although they are a small expense when considering the number of years they will last, the discount you will be benefiting from on your homeowners insurance will be yearly.
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